부부나 동업자와 은행 계좌를 공동(Joint)으로 개설하면 편리하지만, 상대방이 계좌에 있는 돈을 마음대로 100% 인출해도 법적으로 막을 방법이 없습니다.
더욱 위험한 것은, 공동 명의자 중 한 명이 빚을 지거나 소송에서 패해 법원으로부터 차압(Levy) 명령을 받게 되면, 내가 순수하게 번 돈이 들어있는 이 공동 계좌까지 전부 압류당할 수 있다는 사실입니다. 동업이나 재혼 시에는 계좌 분리에 각별히 신경 써야 합니다.
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