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Housing #주거 #세입자보험 #Renters Insurance

❓ 세입자 보험 (Renter's Insurance)의 중요성

71 Views Recommend 2026.06.26

아파트에 화재가 발생하거나 도둑이 들어 노트북과 귀중품을 잃어버렸을 때, 집주인의 건물 보험은 세입자의 개인 물품을 보상해 주지 않습니다. 모든 피해는 고스란히 세입자가 떠안아야 합니다.

한 달에 $10~$20 수준의 저렴한 비용으로 가입할 수 있는 '세입자 보험'은 도난과 화재 보상뿐만 아니라, 세입자의 실수로 물을 틀어놓아 아래층 집이 침수되었을 때 발생하는 수천 달러의 배상 책임(Liability)까지 덮어줍니다. 미국에서 렌트를 한다면 선택이 아닌 필수입니다.

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